Privacy Policy

This Privacy Policy explains what information Euriqo collects, how we use it, and the choices you have. Euriqo is operated by Madhu Kodali, an individual sole proprietor based in New Jersey, USA. If you have questions about this Policy or your personal data, email mkodali@euriqo.ai.

1. Who we are and who this applies to

"Euriqo," "we," and "us" refer to the Euriqo investment-research product operated by Madhu Kodali. Euriqo is not currently organized as a legal entity (LLC, corporation, etc.) — it is an individual sole proprietorship.

This Policy applies to visitors to euriqo.ai, to registered users, and to anyone who corresponds with us about the Service ("you").

2. Information we collect

Information you give us

• Account information when you sign up: email address, name (if provided), authentication method (Google sign-in or email/password).
• Content you submit: tickers you request via the "notify me when covered" form, feedback you send us, replies to our emails.
• Payment information (future): if we introduce paid subscriptions, our payment processor (expected: Stripe) will collect card details directly — we will never see or store them on Euriqo's servers.

Information collected automatically

• Usage data: which pages you view, which companies you look up, which research sections you expand, approximate reading time. We use product analytics to understand what parts of our research get the most attention so we can improve them.
• Device and log data: IP address, browser type, device type, approximate location (derived from IP), referrer. Collected via our hosting provider's standard logs and our analytics tool.
• Cookies and similar technologies: see Section 7.

Information we do NOT collect

• We do NOT collect sensitive personal data (health information, religious beliefs, political views, etc.).
• We do NOT track your activity on other websites.
• We do NOT sell your personal information to anyone.

3. How we use your information

• To provide the Service: show you research reports, remember your account and preferences, process ticker requests, send you content you asked for.
• To send transactional email: notify-when-ready emails for tickers you requested, account notifications (password resets, security alerts).
• To improve the product: analyze which sections of reports readers engage with, identify where content is confusing, prioritize what to cover next.
• To prevent abuse: detect automated scraping, fraud, or Terms of Service violations.
• To comply with law: respond to legitimate legal requests or protect our rights.

We do NOT use your information for advertising. We do NOT share your email address with third parties except as described in Section 4.

4. Third-party service providers

To run Euriqo we rely on the following service providers. Each has its own privacy policy governing how they handle data we share with them:

5. AI-generated content

Research content on Euriqo is produced with substantial assistance from large language models (specifically Anthropic's Claude). We send source research materials — SEC filings, earnings transcripts, our own prior analyses — to the model and use its output after human review. We do not send your personal data (email, account identifiers, usage history) to AI providers for content generation.

6. Your rights

You have the right to:

• Access your account information at any time.
• Correct inaccurate information by editing your profile or emailing us.
• Delete your account and associated data. Email mkodali@euriqo.ai with the subject "Delete my account." We will delete your account within 30 days (backup retention per Section 9 may extend this).
• Export your data in a portable format on request.
• Opt out of non-essential emails. Transactional emails (password resets, account notifications) cannot be opted out of while your account is active.

If you are located in California, you have additional rights under the CCPA including the right to know what personal information we have about you and to request its deletion. If you are located in the EEA, UK, or Switzerland, you have rights under GDPR including access, portability, erasure, restriction, and objection. To exercise any of these rights, email mkodali@euriqo.ai.

7. Cookies and similar technologies

We use cookies for:

• Essential — keeping you signed in, security.
• Functional — remembering your preferences and filter choices.
• Analytics — understanding how you use the Service (via PostHog).

You can disable cookies in your browser settings, but the Service may not function properly without essential cookies.

8. Legal basis for processing (for users in applicable jurisdictions)

If you are in the EEA, UK, or similar jurisdictions, we process your information based on:

• Your consent (e.g., account creation, opt-in to non-essential emails).
• Our contractual obligation to provide the Service you signed up for.
• Our legitimate interest in running and improving the Service.
• Compliance with legal obligations.

9. Data retention

• Account data: retained as long as your account is active. Deleted within 30 days of account closure.
• Usage analytics: aggregated and retained for product improvement purposes.
• Database backups: may retain data for up to 90 days after deletion before being fully purged.
• Legal holds: we may retain data longer if required by law or to resolve disputes.

10. Security

We use standard security practices: HTTPS everywhere, encrypted database storage, authenticated API access, write-only secrets management, principle of least privilege for internal access. However, no system is 100% secure. If we learn of a security breach affecting your personal data, we will notify you promptly and as required by applicable law.

11. International data transfers

Our service providers are primarily located in the United States and may process your data there. If you access Euriqo from outside the U.S., you acknowledge and consent to this transfer.

12. Children

Euriqo is intended for adults (18 and over) and is not designed for or marketed to children. We do not knowingly collect personal information from anyone under 18. If you believe a child has provided us with personal data, email mkodali@euriqo.ai and we will delete it.

13. Changes to this Policy

We may update this Policy from time to time. We will post the updated version at euriqo.ai/privacy with a new "Last updated" date. If the changes are material, we will notify registered users by email before the changes take effect.

14. Contact

For privacy questions, data requests, or complaints:

Madhu Kodali
Operating as Euriqo
Email: mkodali@euriqo.ai
Located in: New Jersey, USA

If you believe we have violated your privacy rights, you may also contact your local data protection authority (for EEA/UK residents) or the California Attorney General's office (for California residents).